Terms of Service

Last updated: July 5, 2026

These BudgetPlanner Terms of Service explain the rules for using the service, including account eligibility, Pro subscription billing, acceptable use, intellectual property, liability, termination, and governing law. By using BudgetPlanner, you agree to these Terms. If you do not agree, do not use the service.

1. Acceptance of the Terms

By using BudgetPlanner, you agree to these Terms. If you do not agree, do not use the service.

2. BudgetPlanner service

BudgetPlanner provides AI-generated budget suggestions and personal-finance tools. It is for informational purposes only and does not constitute financial, tax, investment, or legal advice. See our Financial Disclaimer.

3. Accounts

You must be 16 or older to create an account. You are responsible for keeping your credentials secure and for all activity under your account.

4. Pro subscription

The Pro subscription is billed through Stripe on a recurring basis. You can cancel at any time from your account. A 7-day free trial converts to a paid subscription unless cancelled. In the EU, refunds are granted within 14 days of the first paid charge under consumer-rights rules. Elsewhere, refunds are granted at our discretion.

5. Acceptable use

You agree not to reverse engineer or scrape the service, use it to violate any law, upload unlawful content, or attempt to interfere with its security or availability.

6. Intellectual property

The service, brand, and code belong to BudgetPlanner. You retain ownership of the budget data you enter and grant us a limited licence to process it to deliver the service.

7. Warranty disclaimer

The service is provided "as is", without warranty of any kind. We do not guarantee that it will be error-free or achieve a specific financial outcome.

8. Limitation of liability

To the maximum extent permitted by law, our aggregate liability is limited to the fees you paid in the 12 months before the claim.

9. Account termination

We may suspend or terminate accounts that breach these Terms. You may delete your account at any time.

10. Governing law

These Terms are governed by the laws of the Netherlands, without regard to conflict-of-law rules. Mandatory consumer rights in your country still apply.

11. Contact

Questions: support@getbudgetplanner.co.